Background

  SLBC/UTLBC is the apex level forum of bankers / financial institutions operating in the State
  State Level Bankers' Committees/Union Territory Banker’s Committees are formed in all the States / UTs in the country for inter-                institutional coordination and joint imple-mentation of programmes and policies by all the banks and financial institutions op-erating in        the State.
  Responsibility for convening State Level Bankers' Committee (SLBC)/Union Territory Banker’s Committees (UTLBC) meetings has been        assigned by Reserve Bank of India to various commercial banks in conformity with the Lead Bank Scheme.
  The State Bank of India has been assigned the responsibility of convenor of UTLBC in UT of Ladakh.
  SLBC meetings, held quarterly, provide for interaction amongst the various banks operating in the State on the one hand and between        the banks and the State Gov-ernment authorities / implementing agencies and concerned regulators like RBI, NABARD, etc on the other.
  The forum takes review of the performance of the banks/ developmental agencies under the Annual Credit Plan and also sorts out        issues and facilitates removal of difficulties being faced in the implementation of various employment generating/poverty alleviation        schemes on the Government.